For business
Compare business credit cards
Spend management, rewards and short-term float
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A business card is a spend-control tool first and a rewards product second. Compare employee-card controls, reporting exports and category earn rates against the annual fee you will actually pay.
Side-by-side comparison
Listings for Business Credit Cards are being onboarded
We only publish a provider once it has passed our review process and we can display accurate, verifiable terms. This table populates automatically from our provider catalog as partners are approved.
What to weigh before you apply
Model your real spend
Rewards only beat a lower-fee card if your largest categories match the earn structure. Map last year's expenses first.
Carrying a balance changes everything
If you expect to revolve, interest cost usually outweighs rewards value. A low-rate card or a term loan may fit better.
Personal guarantees
Most small-business cards require a personal guarantee and may report to personal credit under some circumstances.
Common questions
- Can a sole proprietor apply?
- Frequently yes. Many issuers accept sole proprietors using their own name and taxpayer identification number, subject to their criteria.
- Do business cards affect personal credit?
- Reporting practices differ by issuer. Check the issuer's terms for how account activity is reported.