Personal finance
Compare personal loans
Fixed-rate borrowing for planned expenses
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Personal loans are usually unsecured and fixed rate, which makes them easy to compare: annualized cost, term, fees, and funding speed. Origination fees can move the real cost meaningfully.
Side-by-side comparison
Listings for Personal Loans are being onboarded
We only publish a provider once it has passed our review process and we can display accurate, verifiable terms. This table populates automatically from our provider catalog as partners are approved.
What to weigh before you apply
Compare APR, not interest rate
APR folds in origination fees, which can add a meaningful amount to a short-term loan.
Prequalification is not approval
Estimated offers are based on limited information and can change after full underwriting.
Watch the term
Stretching a loan lowers the payment and raises total interest. Pick the shortest term you can comfortably afford.
Common questions
- What credit score do I need?
- Requirements differ by lender, and many consider income, debt-to-income ratio and credit history together rather than a single cutoff.
- Can I pay a personal loan off early?
- Many lenders allow it without penalty, but prepayment terms should always be confirmed in the loan agreement.