For business
Compare business loans
Working capital, term loans and lines of credit
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Business borrowing is priced on risk, time in business and revenue consistency. Compare structures side by side before you compare headline rates — the repayment schedule usually costs more than the advertised number suggests.
Side-by-side comparison
Listings for Business Loans are being onboarded
We only publish a provider once it has passed our review process and we can display accurate, verifiable terms. This table populates automatically from our provider catalog as partners are approved.
What to weigh before you apply
Read total cost, not the rate
Some business financing quotes a factor rate or fixed fee rather than an annualized rate. Convert everything to an annualized cost before comparing.
Match term to purpose
Short-term cash-flow gaps rarely justify multi-year debt, and long-lived equipment rarely belongs on a 6-month repayment plan.
Check the repayment cadence
Daily or weekly debits change your working-capital picture far more than a monthly schedule with the same headline cost.
Common questions
- What do lenders usually look at?
- Most look at time in business, monthly or annual revenue, personal and business credit history, and existing debt obligations. Requirements vary widely by lender and product.
- Does comparing on MoneyHour affect my credit?
- MoneyHour does not run credit checks. Whether a provider performs a soft or hard inquiry is disclosed on their own site during their application.